Texas teachers are leaping through a loophole to boost retirement pay: A teacher who works for one day as a janitor, or in another school job covered by Social Security, becomes eligible for spousal benefits equal to half the spouse’s Social Security check. AP reports:
Thousands of Texas teachers have rushed to retire before a lucrative loophole in Social Security law closes, but there’s one catch: They must first spend a day washing windows or scrubbing floors.Most Texas teachers do not pay into Social Security and instead participate in a state pension fund. But the loophole allows them to receive Social Security benefits if their last day of work before retirement is in a job covered by Social Security.
School districts around the state helped teachers by hiring them to work janitorial or maintenance jobs for just a day. The loophole ends today.
In the future, it will take five years of covered work to be eligible for Social Security spousal benefits.

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